About the speaker

About The Speaker [Rafiza Ghazali]


Rafiza Ghazali
Director Digital Banking, KAF Investment Bank



Rafiza Ghazali is with KAF Investment Bank as the Director of Digital Banking.  As CEO Designate of the Islamic digital bank consortium being led by KAF Investment Bank, she will spearhead the project team for the incorporation and operational readiness process of the Islamic digital bank entity.

Prior to joining KAF Investment Bank, Rafiza was the Group Chief Executive Officer of Cradle Fund Sdn Bhd, where she collaborated closely with the Ministry of Science, Technology and Innovation (MOSTI) and the Ministry of Finance (MOF), tasked in supporting and develop Malaysian start-ups and tech entrepreneurs.

Rafiza’s wealth of experience in the innovation and digital economy, deep familiarity with various start-up businesses viability and its fund-raising journey and fostering partnership and collaboration with various stakeholders makes her uniquely positioned to drive the digital bank value proposition at providing a conducive open-banking platform-based ecosystem to its customers and partners.

Rafiza served in senior capacities for several industry leading-companies including as the Chief Financial Officer of RHB Investment Bank Berhad and Cagamas Berhad, the Finance Director at Bank Negara Malaysia, and the Head of Islamic Finance, Asia at Thomson Reuters. She also previously held the role of Head of Group Strategy and Innovation at Sime Darby Berhad.

Rafiza’s academic career includes BSc Economics in Accounting and Finance from The London School of Economics and Political Science (LSE), Graduate Diploma in Applied Finance and Investment majoring in Corporate Finance from the Securities Institute of Australia. She is also a Fellow Member of the Chartered Accountants Australia & New Zealand (CAANZ). She also graduated from the Saïd Business School at the University of Oxford with a Post Graduate Diploma in Strategy and Innovation.

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